Protect Your Business, Simply and Securely
Don't let one unexpected accident undo years of hard work. Safeguard your assets, team, and reputation with a tailored Lesure Business Pack.
Why Melbourne Enterprises Choose Lesure
We explain the key exclusions in your policy before you buy, and when you need to claim, we are there to support you.
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Corporate Authorised Representative of Metrix Connect Pty Ltd
Backed by Australasia’s Largest Broker Network
Steadfast Network Member with access to Australasia’s largest general insurance broker network
Tailored Commercial Architecture
What is a Business Insurance Pack?
Think of a Business Insurance Pack as a customizable shield for your daily operations. Instead of forcing you to buy and manage five or six separate insurance policies, it bundles all your essential protections—from Public Liability to Asset Protection (building, stock, and equipment)—into one single, easy-to-manage policy.
The best part? It is completely flexible. You only select and pay for the specific covers your business actually needs. It can help reduce gaps and paperwork by bringing your covers into one policy.
Bundle liability, property, machinery breakdown, and business interruption into a single policy.
How to Choose Your Business Insurance Limits
Your Business Insurance isn’t one-size-fits-all; limits depend entirely on your specific risks and contract needs.
Your Liability Limit should be driven by real-world exposures, such as minimums mandated by Australian landlords or head contractors.
Your Asset Cover must focus on today’s actual rebuilding and replacement costs—not purchase price—while factoring in peak stock periods. Instead of guessing, we analyze your exact profile to tailor a policy with the precise limits you genuinely need.
Precision sum-insured calculations avoiding costly underinsurance.
How a Business Insurance Pack Has Your Back
Depending on how we customize your pack, we can protect your business against a wide range of real-world risks:
Property Damage & Theft
Replaces damaged premises, specialized equipment, and stolen inventory.
Business Interruption
Covers ongoing wages, rent, and lost profits during enforced closures.
Public and Products Liability
Protects against personal injury claims and product liability damages.
Equipment & Machinery Breakdown
Pays to repair sudden mechanical / electrical failures (e.g., fridges, compressors).
Glass Cover
Replaces smashed shopfronts, internal glass, and illuminated signage.
Money Cover
Insures cash stolen from registers, safes, or while in transit to the bank.
Transit Cover
Protects goods and stock in transit by road, rail, or air nationwide.
Portable Tools
Protects essential tools and gear anywhere in Australia—not just on-site.
Tax Audit & Employee Dishonesty
Covers accountant fees for ATO tax audits and protects against employee fraud.
Tailored Industry Solutions
Who Needs Business Insurance?
We design tailored Business Packs for a wide range of industries, including:
Electricians, Plumbers, Chippies, Painters & Handymen
Tailored for Tradies & Subcontractors across Australia
Electricians, plumbers, chippies, painters, and handymen who need to protect their expensive tools on the road and secure a CoC for site entry.
Key Pack Inclusions for this Industry:
Tailored Industry Advice
Don't see your industry? We provide tailored protection for hundreds of different trades and professions across Australia. Contact us today to discuss the right cover for your trade.
What Isn't Covered? (Policy Exclusions)
While Business Liability Insurance provides broad protection, it does not cover every type of claim. Standard exclusions generally include:
Injuries to Your Employees
Covered strictly under mandatory Workers’ Compensation policy.
Professional Advice & Faulty Design
Requires separate Professional Indemnity Insurance.
Damage to Property in Your Care
Excluded - Damage to third-party items held in your custody or workshop.
Asbestos & Pollution
Universally excluded from standard business liability policies.
Commercial Vehicles & Transport
Damage involving commercial trucks or cars on public roads is excluded.
Intentional or Criminal Acts
Strictly excluded — Deliberate damage or illegal conduct is uncovered.
Unsure if your business has coverage gaps?
Let our senior brokers perform a complimentary, zero-obligation audit of your existing policy wordings.
The Lesure Advantage
Why We're Different
Broker advice backed by the Steadfast network and decades of underwriting experience.
Why Australian Enterprises Choose Lesure
From comprehensive policy reviews to claims advocacy and bilingual transparency, our team helps you set sums insured and limits that reflect your real risks.
Steadfast Network Leverage
Access exclusive policy wordings and competitive options from 140+ insurers through the Steadfast network.
Bespoke, Tailored Precision
Purpose-built policies designed around your specific trade, contracts, and actual business risk profile.
Fast Claims Support
End-to-end claims advocacy. When an incident occurs, we handle the entire process while you focus on your business.
Transparency & Bilingual Support
Clear policy reviews in English or Vietnamese, with the key terms and exclusions explained before you buy.
Frequently Asked Questions
Protect Your Hard Work. Trade with Confidence.
Protect your operations, secure competitive premiums, and close your coverage gaps. Get your tailored risk review with Lesure today.