Commercial & Manufacturing Insurance
Protect your business continuity, assets, and income with an all-in-one Business Package built for Australian SMEs.
Need an Urgent Certificate of Currency (CoC) Today? We prioritize worksite inductions, commercial leases, and tender deadlines with prompt same-day turnaround in most cases once cover is confirmed.
Operational Risks Facing SMEs & Manufacturers
Running a commercial enterprise or manufacturing line in Australia comes with complex operational exposures:
Unplanned Downtime
Machinery failure or fires that halt production and erode cash flow.
Physical Asset Losses
Damage to expensive machinery, inventory stock, raw materials, or commercial premises.
Third-Party Liabilities
Injury or property damage claims arising from daily business operations.
Supply Chain Disruptions
Sudden loss of income due to property damage at your premises or critical suppliers.
Coverage Scope
Tailored Business Package Solutions
We structure your Business Package around four vital coverage pillars to ensure complete operational resilience:
Property Damage
Protects your physical buildings, machinery, equipment, raw materials, and finished stock against fire, storm, vandalism, or major perils.
Public & Product Liability
Safeguards your enterprise against legal defense costs and compensation claims for third-party injuries or property damage caused by operations or products.
Business Interruption
Replaces lost gross profit, ongoing operating costs (like staff payroll), and temporary relocation fees if an insured event halts trading.
Commercial Glass
Covers internal and external glass, shopfront displays, signs, and sanitary fittings against accidental breakage, including board-up costs.
The Lesure Advantage
Why Choose Lesure for Your Enterprise?
Broker advice backed by the Steadfast network and decades of underwriting experience.
Custom Risk Profiling
We analyze your manufacturing processes, supply chains, and premises to help reduce coverage gaps and unnecessary policy costs.
100% Transparency & Bilingual Support
Clear policy reviews in English or Vietnamese, with the key terms and exclusions explained before you buy.
Dedicated Claims Advocacy
When a loss occurs, our brokers act as your advocate, help you lodge the claim and follow it up with the insurer, aiming for a fair outcome under your policy terms.
Access to 140+ Insurers
We benchmark leading Australian insurers to deliver broad, commercial-grade coverage at competitive premiums.
How It Works
How It Works
From first fact-find through to ongoing claims advocacy, we represent your interests.
Fact Find & Consultation
We map out your manufacturing process, physical assets, and revenue streams.
Risk Analysis & Custom Design
We design a tailored Business Package covering Property Damage, Liability, Interruption, and Glass.
Market Search
We leverage our network of 140+ insurers to negotiate competitive terms.
Placement & Claims Advocacy
Once the insurer confirms cover, we issue your Certificate of Currency promptly (usually the same day) and support you with any claims.
Common Inquiries
Frequently Asked Questions
Secure Your Operations Today
Don't let unexpected property damage or legal claims disrupt your business continuity.