Civil / Building Contractors & Property Developers
Protect your worksites, construction materials, and project cash flow against physical damage and site liability with tailored Contract Works Insurance.
Need an Urgent Certificate of Currency (CoC) Today? We prioritize worksite inductions, commercial leases, and tender deadlines with prompt same-day turnaround in most cases once cover is confirmed.
Operational Risks Facing Contractors & Property Developers
Managing civil works, commercial builds, or property developments in Australia involves high capital risk and unpredictable site hazards:
Severe Weather & Natural Disasters
Storms, floods, or fires causing structural collapse or damage to works under construction.
Accidental Physical Damage
Worksite mishaps, scaffolding collapses, or structural failures during construction or civil earthworks.
Theft & Vandalism
Loss or malicious damage to construction materials, temporary structures, and site equipment.
Third-Party Site Liability
Accidental injury to visitors, sub-contractors, or property damage to neighboring premises during civil or building works.
Subcontractor Faulty Workmanship Damage
Resulting physical loss or damage caused by sub-contractor defects on site.
Contractual Non-Compliance
Delays and financial penalties arising from major physical damage to project milestones.
Coverage Scope
Essential Insurance Solution: Contract Works Insurance
For civil contractors and developers, Contract Works Insurance is the non-negotiable standard protection for any project. Key protections include:
Covers Rebuild Costs
Pays for materials, labor, and debris removal to rebuild if fire, storm, or site incidents destroy ongoing works.
Satisfies Head Contracts & Lenders
Meets mandatory Australian principal contract and bank funding requirements before site access is granted.
Protects Assets On-Site & In Transit
Safeguards high-value building materials whether stored on-site, in depots, or during transport.
Includes Site Liability
Protects against legal defense and compensation costs for third-party injuries or neighboring property damage.
The Lesure Advantage
Why Choose Lesure for Your Enterprise?
Broker advice backed by the Steadfast network and decades of underwriting experience.
Custom Risk Profiling
We analyze project scope, soil conditions, contract values, and sub-contractor arrangements to help reduce coverage gaps and find competitive rates.
100% Transparency & Bilingual Support
Clear policy reviews in English or Vietnamese, with the key terms and exclusions explained before you buy.
Dedicated Claims Advocacy
When site incidents occur, our brokers act as your advocate, help you lodge the claim and follow it up with the insurer, aiming for a fair outcome under your policy terms.
Access to 140+ Insurers
We benchmark leading Australian construction underwriters to deliver project-specific or annual policies at competitive rates.
How It Works
How It Works
From first fact-find through to ongoing claims advocacy, we represent your interests.
Fact Find & Consultation
We review your construction project scope, contract terms, site location, and estimated completion values.
Risk Analysis & Custom Design
We structure a single-project or annual Contract Works policy tailored to your exact development requirements.
Market Search
We leverage our network of 140+ insurers to negotiate suitable coverage terms and deductibles.
Placement & Claims Advocacy
Once the insurer confirms cover, we issue your Certificate of Currency promptly (usually the same day) and support you with any claims.
Common Inquiries
Frequently Asked Questions
Protect Your Construction Projects Today
Don't let worksite damage or physical loss derail your project milestones and profitability.