Commercial Property Owners & Landlords
Protect your commercial real estate, rental income, and property liabilities with a tailored Business Package built for Australian landlords.
Need an Urgent Certificate of Currency (CoC) Today? We prioritize worksite inductions, commercial leases, and tender deadlines with prompt same-day turnaround in most cases once cover is confirmed.
Operational Risks Facing Commercial Property Owners
Owning commercial real estate in Australia carries significant financial, physical, and contractual exposures:
Major Structural Damage
Fire, severe storms, flooding, or malicious damage destroying building structures, common areas, or landlord-owned plant equipment.
Property Slip-and-Fall Claims
Serious third-party injuries or property damage occurring within common areas, car parks, or shared building facilities.
Loss of Rental Income
Tenant default or forced vacancy following an insured property damage event that halts rental cash flow.
Commercial Glass & Shopfront Breakage
Accidental or malicious destruction of structural glass, external shopfronts, and commercial windows.
Machinery Breakdown Risks
Sudden failure of landlord-installed air conditioning, lifts, or electrical distribution infrastructure.
Coverage Scope
Tailored Business Package Solutions
We structure your Business Package around four vital coverage pillars to protect your real estate assets and rental cash flow:
Property Damage
Protects your commercial building structures, common area fit-outs, landlord fixtures, and plant equipment against fire, storm, water leaks, or vandalism.
Public Liability
Safeguards property owners against legal defense costs and compensation claims for third-party injuries or property damage occurring on your premises.
Business Interruption / Loss of Rent
Replaces lost rental income and covers ongoing property outgoings if an insured event renders your building uninhabitable or forces tenant eviction.
Commercial Glass
Covers external building glass, structural shopfronts, skylights, and common area glass fixtures against accidental breakage, including emergency board-up costs.
The Lesure Advantage
Why Choose Lesure for Your Enterprise?
Broker advice backed by the Steadfast network and decades of underwriting experience.
Custom Risk Profiling
We evaluate your building age, tenant mix, structural risks, and lease agreements to help reduce coverage gaps.
100% Transparency & Bilingual Support
Clear policy reviews in English or Vietnamese, with the key terms and exclusions explained before you buy.
Dedicated Claims Advocacy
When property damage or liability claims occur, our brokers act as your advocate, help lodge the claim, and follow up with the insurer aiming for a fair outcome under your policy terms.
Access to 140+ Insurers
We benchmark Australia’s leading commercial property underwriters to deliver broad coverage at competitive premiums.
How It Works
How It Works
From first fact-find through to ongoing claims advocacy, we represent your interests.
Fact Find & Consultation
We review your building sum-insured values, tenancy profile, lease terms, and loss-of-rent requirements.
Risk Analysis & Custom Design
We structure a tailored Business Package covering Property Damage, Public Liability, Loss of Rent, and Glass.
Market Search
We leverage our network of 140+ insurers to negotiate suitable property coverage and deductibles.
Placement & Claims Advocacy
Once the insurer confirms cover, we issue your Certificate of Currency promptly (usually the same day) and support you with any claims.
Common Inquiries
Frequently Asked Questions
Protect Your Commercial Real Estate Today
Don't let building damage or tenant rent losses compromise your commercial property yields.