Skip to main content
Ocean Freight & Inland Logistics

Marine Cargo & Goods in Transit Insurance

Protect your freight across global sea routes, airfreight corridors, and Australian highways. Comprehensive coverage from origin warehouse to final delivery.

Call Broker: (03) 7303 7504
140+ Insurers ComparedSteadfast Network MemberSame-Day CoC in Most Cases

Need an Urgent Certificate of Currency (CoC) Today? We prioritize worksite inductions, commercial leases, and tender deadlines with prompt same-day turnaround in most cases once cover is confirmed.

Coverage Scope

What This Insurance Covers

Designed to help reduce gaps in your cover and support your business continuity.

Marine Cargo (Import & Export)

Worldwide door-to-door protection for ocean container shipments and airfreight consignments against vessel sinking, stranding, fire, and general average contributions.

Inland Goods in Transit (Road & Rail)

Protects freight moving across Australian highways against truck collision, rollover, derailment, fire, flash flood, and cargo theft.

Carrier's & Freight Forwarder's Liability

Protects transport operators and logistics providers against freight damage claims governed by standard consignment contract conditions.

Temperature Controlled & Reefer Cargo

Specialized spoilage cover for fresh meat, dairy, seafood, and pharmaceuticals following refrigeration equipment breakdown during transit.

Loading & Unloading Impact

Covers physical damage occurring during crane hoisting, forklift loading, and unloading operations at freight depots and customer delivery sites.

Temporary Transit Storage

Extends protection to goods temporarily stored in transit warehouses, bonded depots, or cross-docking hubs for up to 30 to 60 days.

100% Policy Transparency

What Isn't Covered? (Policy Exclusions)

Every policy has exclusions and limits. Your Lesure broker will walk you through the key ones in your PDS before you buy, so you know where you stand.

Standard Inclusions & Key Covers

What your tailored policy typically protects

  • Institute Cargo Clauses (A, B, or C) international coverage terms
  • General Average and salvage contribution expenses
  • Debris removal, freight salvage, and cargo clean-up costs
  • Annual turnover policies or single one-off shipment certificates
  • Concealed damage extensions with 30-day reporting windows after uncrating
  • Subcontractor freight operations and vicarious liability protection

Standard Policy Exclusions & Boundaries

Circumstances typically requiring separate extensions or policies

  • Inherent vice, natural evaporation, or ordinary leakage of goods in transit
  • Insufficient or improper packaging, containerization, or securing of cargo
  • Losses resulting from international geopolitical embargoes or trade sanctions
  • Financial insolvency or financial default of vessel owners or charterers
  • Unexplained inventory discrepancies identified during stocktake audits
  • Deliberate malicious damage caused by the insured cargo owner

Target Audience

Who Needs Marine Cargo & Transit Insurance?

Whether required by commercial lease covenants, head contractor worksite rules, or institutional risk management, Lesure tailors cover to your precise operational profile.

Australian importers receiving sea freight containers from Asia, Europe, and the Americas.

Exporters shipping Australian agricultural, mining, or manufactured goods internationally.

Domestic wholesalers, distributors, and logistics hubs moving inventory interstate.

Freight forwarders, customs brokers, and third-party logistics (3PL) warehouse operators.

Machinery importers transporting high-value industrial equipment and production lines.

E-commerce brands and retailers with continuous containerized stock movements.

The Lesure Advantage

Why We're Different

Broker advice backed by the Steadfast network and decades of underwriting experience.

Steadfast Network Leverage

Steadfast Network Leverage

Access Steadfast policy wordings and compare options from 140+ insurers.

Bespoke, Tailored Precision

Bespoke, Tailored Precision

Purpose-built policies designed around your specific trade, contracts, and actual business risk profile.

Fast Claims Support

Fast Claims Support

End-to-end claims advocacy. When an incident occurs, we handle the entire process while you focus on your business.

Transparency & Bilingual Support

Transparency & Bilingual Support

Clear policy reviews in English or Vietnamese, with the key terms and exclusions explained before you buy.

How It Works

The Lesure 5-Step Broker Process

From first fact-find through to ongoing claims advocacy, we represent your interests.

01

Fact Find & Consultation

We listen to your concerns and map out your business and asset risks so no detail is missed.

02

Risk Analysis & Custom Design

Our experts assess your risk exposure to tailor the exact cover you need, eliminating unnecessary policy costs.

03

Market Search & Negotiation

We leverage our network of 140+ insurers to compare options and negotiate suitable cover for your needs.

04

Policy Placement & Binding

We handle all paperwork, issue your Certificate of Currency (CoC) promptly, and explain all exclusions upfront.

05

Claims Management & Ongoing Support

We manage annual renewals as you grow and act as your advocate during claims to help you get a fair outcome under your policy.

Common Inquiries

Frequently Asked Questions

Almost never in full. Under international maritime treaties (such as the Hague-Visby Rules) and standard Australian carrier terms, freight operators limit their legal liability to nominal amounts (often just a few dollars per kilogram) and are legally exempt from paying for severe weather, navigational errors, or General Average declarations.
General Average is an ancient maritime principle where all cargo owners on a ship must proportionally contribute to the financial loss if a vessel encounters an emergency (e.g. fire at sea, grounded ship) and the captain must jettison containers or incur salvage costs to save the ship. Without marine insurance, your cargo will be impounded at port until you deposit substantial cash bonds.
Yes. If your business regularly imports, exports, or distributes goods interstate, an Annual Marine Cargo policy is far more cost-effective and convenient. It automatically covers all shipments throughout the year based on estimated turnover without requiring individual shipment declarations.
Yes, when properly endorsed. Lesure includes comprehensive 'Loading and Unloading' clauses that protect cargo from the moment it is picked up at the origin warehouse until it is safely placed inside the consignee's receiving bay.
Lesure Insurance - Marine Cargo & Goods in Transit Insurance policy review and quote
Protect What Matters

Ready to Protect Your Operations with Marine Cargo & Goods in Transit Insurance?

Contact Jimmy Le or Brian Nguyen today for an obligation-free policy review and competitive quote across 140+ insurers.

Call: (03) 7303 7504